ANALYSIS OF THE ASPECTS THAT PREVENT MSMES FROM OBTAINING CREDIT IN MEXICO

Abstract

Introduction. The financing of micro and small companies in Mexico has always been linked to the
business stratum, with the global financial crises in 2008, 2011 and last 2019 the international
standards to measure, regulate and supervise the Bank have been modified, In this investigation the
analysis of the aspects that prevent MSMEs from obtaining one is carried out. Objective. Demonstrate
the main variables between the analyses of the aspects that prevent MSMEs from obtaining credit in
Mexico. Method. Deductive and qualitative methodology. Results. For the business sector it is
complicated when it comes to liquidity problems, requesting a loan or financing is not easy due to
high interest rates and distrust of the Bank. What is insufficient solvency to pay the debt, the main
cause of the breakdown of MSMEs. Conclusions. Based on the analysis of the research, it is observed
that the intervention of a financing of the Bank to the MSMEs is fundamental for sustainability and
more if it is new in its opening, development, growth and that everything must grow according to the
economy and progression from Mexico.